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Crypto Week Closes With Landmark Regulation, But Experts Warn Journey Just Begins

Time :2025-07-21 02:25:36   key word: GENIUS Act, crypto regulation, stablecoin framework, DeFi adoption, blockchain i

Regulatory Breakthrough Meets Infrastructure Challenges

The landmark GENIUS Act has provided long-awaited regulatory clarity for cryptocurrencies as Crypto Week concludes, but industry leaders emphasize this represents merely the first step toward mainstream adoption. The legislation's distinction between digital assets and traditional securities marks a pivotal moment, yet experts highlight critical gaps in blockchain scalability and user accessibility that must be addressed.

Three Pillars for Future Growth

Leo Fan of Cysic identifies three foundational requirements for crypto's next phase: 【scalable blockchain networks】, instant verification systems, and institutional-grade custody solutions. "Legal clarity opens doors, but the industry needs to build the house," Fan noted, comparing current infrastructure to "a construction site with approved blueprints." The Act's passage comes as global crypto adoption reaches 【$1.2 trillion】 in market capitalization, with US policymakers racing to catch Asian markets.

DeFi's Institutional Coming-of-Age

MoreMarkets CEO Altan Tutar describes the legislation as "DeFi's graduation certificate," enabling traditional asset tokenization while cautioning about retail accessibility gaps. ——The real test will be whether we can build products my grandmother can use—— Tutar remarked, highlighting the 【72%】 of current DeFi users who hold technical backgrounds. Meanwhile, Solv Protocol's Ryan Chow sees potential for "Bitcoin-backed credit systems" and compliant yield products now that legal uncertainties are diminishing.

The UX Imperative

VOOI's Will K delivers a stark warning about crypto's complexity barrier, noting that 【83%】 of abandoned wallet installations occur during first-time setup. "We're designing for crypto PhDs when we need elevator-pitch simplicity," he stated, advocating for AI-assisted interfaces that mask blockchain's technical complexities. This challenge grows more pressing as GENIUS-driven institutional participation is projected to increase market liquidity by 【300%】 within 18 months.

Stablecoin Surge Ahead

With the GENIUS Act establishing federal oversight for stablecoins, analysts predict 【$500 billion】 in new stablecoin issuance by 2026. The legislation's prohibition against big tech controlling stablecoin issuance has particularly energized decentralized finance proponents. As the dust settles from Crypto Week's regulatory victories, the industry faces its next test—transforming legal foundations into consumer-ready applications that fulfill blockchain's promise of open finance.